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Smart Ways To Get Affordable Car Insurance
March 13, 2026
Raise Deductibles Carefully
Higher deductibles often reduce premiums, especially on collision and comprehensive. Before you raise them, set aside the deductible amount in an emergency fund so you can actually use the coverage. A common approach is moving from $500 to $1,000 if you can absorb a claim. Make sure the savings justify the added risk.
