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When Not To File A Car Insurance Claim And Why
March 11, 2026
When Another Party Is Involved But A Clean Settlement Is Certain
Paying the other driver directly can backfire if they later claim injuries or additional damage. Only consider it when damage is clearly minor, everyone is calm, and you can get a signed written release that covers property damage and injury claims. If there is any doubt, or if police were called, a claim is usually safer.
